14 Tax-Efficient Countries for Retired Expats (Europe)

Most people spend decades building a strong pension and investment portfolio.

But there’s one huge mistake many professionals still make.

They forget about taxes.

Not investment taxes. Not capital gains. I’m talking about the single most important tax decision you'll ever make for retirement:

Where you live.
 

🎬 Watch the video on YouTube: 14 Tax-Efficient Countries for Retired Expats (Europe)

Because the truth is — in some countries, your retirement income could be taxed at 40–50%.

In others? As low as 0%.

This isn’t about some secret or offshore trick. It’s completely legal and actually very simple… once you understand how it works.

In this video, you’ll discover:

• Why some countries quietly take 40–50% of your income — and others take 0%.

• The most important rule about tax residency (and why 183 days really matters).

• How Switzerland compares to places like Portugal, Greece, or Cyprus.

• A case study that shows exactly how much tax one retiree pays in 5 different countries.

• Which places let you pass on your wealth with no inheritance tax.
  
  

This isn’t about making a big move tomorrow.

But if you want to protect your future, grow your portfolio, and maybe even work toward early retirement — this is the kind of long-term strategy you need to know about now.

Because tax isn’t just a side detail.

It can be the biggest factor in how long your money lasts.

▶️ Click the link below to watch the video on YouTube now:

https://invest-like-aysha.link/650

Timestamps:
00:00 Intro
01:10 Why Tax Location is the #1 Optimization Tool
02:13 Special Tax Deals for Expats & Retirees
03:01 Tax Comparison: €150K Annual Income in High-Tax Countries
04:30 14 Best Tax-Friendly Places to Retire:
04:30 Gibraltar
06:04 Montenegro
06:41 Hungary
07:23 Portugal (NHR regime)
08:45 North Macedonia
09:06 Bosnia
09:24 Bulgaria
09:43 Romania
10:12 Andorra
10:58 Switzerland – Canton Schwyz
12:13 Switzerland – Canton Zug
13:22 Greece (Article 5B Regime)
14:23 Cyprus (Non-DOM regime)
15:14 United Arab Emirates (Dubai)
16:45 Tax Summary: How Much Money Do You Keep
15:54 Property taxes
18:40 Still earning active income in retirement? That changes things
19:09 Watch for withholding tax
20:38 Understanding the 183-Day Rule