In Switzerland, your pension decision at retirement is final.

No “oops,” no do-over, no “can I change my mind later?” — it’s done.

You either choose a monthly pension for life or take a capital withdrawal you can manage and plan strategically.

And here’s the twist most people don’t know…

💔 If you go for the pension, your spouse may get 60% after you’re gone —
but your children could get nothing.

😬 With a capital withdrawal, you have flexibility and control —
but that comes with trade-offs and responsibility.

So what’s the best move? It depends — and it’s one of the most important planning choices you’ll ever make in Switzerland.

🎥 Watch now →Choosing Wrong Could Cost You: Pension Income vs Capital Withdrawal in Switzerland

In this video, you’ll see real-life examples of retirees facing this exact decision — from a French couple in Lausanne to a widowed professional in Basel — and how their health, family, and money habits changed the outcome.

Whether you’re 5 or 15 years away from retirement, this video will help you:

✅ Understand what’s really at stake with each option.
✅ Avoid costly, irreversible mistakes.
✅ Make your pension work for your long-term goals — not against them.

▶️ Click the link below to watch the video on YouTube now:
https://youtu.be/T-fdhfh8psE